Spend your crypto directly
The easiest way for Canadians to use crypto in real life
Partner Networks
Stop Juggling Multiple Apps
Your complete crypto life, all in one place. OnSpend lets you spend your crypto your way, at real speed, without the shuffle.
CAD
USD
GBPYour digital dollars, made simple
Cash out to your bank, pay bills, spend anywhere - none of the complicated crypto stuff required
Cash Out Crypto to Your Canadian Bank
Instant transfers to your local bank - no waiting, no runaround
- 0.3% fee – lower than US-based platforms
- Instant transfers to Canadian banks
- $100k limits from Day 1
- Built for Canadians, regulated in Canada
Pay Bills Directly with Crypto
Add your bills and pay them straight from your wallet
- 3500+ Canadian bills supported
- Pay hydro, internet, credit cards, loans, and more
- No bank account needed
- Auto-pay and bill reminders
Buy Crypto Easily from Your Bank
Transfer funds from your bank to buy crypto
- No limits – buy $1 million+
- 1% fee on most purchases
- Instant buys worldwide
- Set automatic, recurring buys
Tap to Pay with your OnSpend Card
Travel, dine and shop anywhere - your crypto, ready when you are
- Use crypto like cash anywhere
- Tap with Apple or Google Pay
- Top up with any Polygon-supported token
- Spend in CAD without the conversion hassle
Works With Your Crypto, Anywhere, Anytime
Supporting 10,000+ tokens so you can spend, cash out, and pay bills anywhere in Canada.
Finally, crypto you can spend easily.
Stop moving crypto between exchanges just to spend it. OnSpend lets you cash out, pay bills, and spend anywhere in Canada—directly from your wallet
$2,179
Pay bills with crypto
Pay rent, utilities & more directly from your wallet
How to get OnSpend
Use your digital assets like cash in 3 easy steps.
Open OnSpend on the web
Start instantly. No downloads required.
Verify & unlock spending
One check. Full control.
Spend natively
Crypto, used like money.
FAQ
OnSpend is a crypto spending platform that lets you use your cryptocurrency for everyday purchases. Connect your wallet, and spend directly at millions of merchants without converting to fiat first. We handle the conversion seamlessly in the background.
Yes, OnSpend is a registered Canadian fintech company. We're fully compliant with Canadian financial regulations and work with licensed partners to provide secure, reliable services.
At OnSpend, our motto is "Any token, any bill, anywhere." We support a wide range of tokens across popular networks, including Bitcoin, Solana, Ethereum, Polygon, and more, allowing you to pay bills seamlessly no matter where you are. Token and network availability may vary by location.
OnSpend offers competitive, transparent fees. There are no hidden charges. You'll always see the exact amount before confirming any transaction. Standard transactions have a small processing fee, and premium features may have additional costs clearly displayed.
Your crypto, without borders or restrictions
Join a community spending crypto freely - no borders, no restrictions, no complications.
